Payments, delivery confirmation, and disputes enforced by software, so buyers and sellers can trade without relying on blind trust.
Founders building marketplaces that need payment protection before goods or services change hands.
Freelance, services, and product platforms where neither side should send money or deliver first in good faith alone.
Projects that release funds as each deliverable clears, instead of one large upfront transfer.
Social commerce, WhatsApp selling, and B2B services where fake receipts and chargebacks kill growth.
Escrow flows, dispute handling, and payment protection built into the product from day one.
Hold, release, and refund flows tied to clear transaction states.
Funds move only after delivery, approval, or a resolved dispute.
Evidence, escalation timers, and admin tools with an audit trail.
Auth, profiles, listings, and the roles your two-sided product needs.
Operate payouts, reviews, and exceptions without digging in the database.
Local and international processors wired into the escrow state machine.
Clear milestones from trust model to live marketplace.
We define when money is held, released, disputed, and refunded.
Accounts, listings, escrow states, payments, and admin controls.
Failed deliveries, partial refunds, and dispute paths before launch.
Production deploy, docs, and a path for ongoing improvements.
Typical delivery is 6–8 weeks. Need a general consumer app instead? See Mobile App Development in Nigeria.
“We were processing transactions manually and losing money on errors every week. The automated system Tomilola built eliminated 90% of our processing errors and saved us 15 hours per week. ROI paid for itself in 2 months.”
Alhaji Alabi
CEO at SteadyXchange
“Our inventory management at GroubyNG was chaos - we were either overstocked or out of stock, costing us $30K monthly in lost sales. The custom dashboard Tomilola created reduced stockouts by 85% and improved our profit margins by 23%.”
Deborah Mulumba
Analyst at Lotus bank